Our Charges

Our debt management fees are amongst the lowest you will find anywhere in the industry. We only charge the first full payment as a set-up fee. We then distribute token payments immediately from your second and third payment, of which we keep the remainder.

Therefore your creditors are being paid at the end of your first month unlike with many other debt management companies who don’t pay your creditors AT ALL for the first two or even three months.

Our on-going fee is then an extremely reasonable 14.9% and we challenge you to find a commercial DMC whose ongoing admin fee is less - show us the contract and we will match it!

We firmly believe that if we are going to charge a fee for our service, then that has to be backed up with exemplary customer service and care. Read our testimonials page on this website to see the kind of feedback we are receiving from our delighted clients.

Added Value

UKMS combine claims management services with our debt management plans to ensure a win-win situation for our clients. Therefore, even though we charge fees for our service, we can often offset this against the money we reclaim for our customers.

With UKMS, if we can recover mis-sold PPI refunds or unfair credit card charges then this could cancel out our fees and could actually make our plan cheaper than a non-fee charging provider if the refunds obtained are greater than the combined fees charged.

For example if a client has £10,000 worth of debt, with most debt management providers the total payable would probably be in the region of £12,000 including fees. With a non-fee charger the T.A.P would be approximately £10,000 if they managed to get the interest and charges frozen.

If UKMS can obtain refunds of around £4,000 for mis-sold payment protection insurance or unfair credit card charges (highly likely) then after our charges, the total amount payable to clear £10K would be £9K. That’s a £1,000 saving INCLUDING all fees.